Senior Software Engineer, Fullstack (Open Banking)

Affirm
Remote UKPosted 21 January 2026

Tech Stack

Job Description

<div class="content-intro"><p>Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.</p></div><h3>About the Engineering team </h3> <p>The Engineering team builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business. Whether we’re enabling new ways to pay, ensuring our platforms can scale to the most demanding levels in the industry, or developing seamless servicing experiences, our focus is on solving complex problems through exceptional engineering.</p> <h3>About the team</h3> <p>As part of the Consumer Payments team at Affirm, you'll be working on Affirm's Payment Processing Network. These systems currently process billions of dollars in payments each year and are vital components in Affirm's platform.</p> <p>We are looking for highly motivated software engineers who are passionate about building high throughput, high availability systems that can grow alongside a high growth business.</p> <p>You will be working alongside multiple partner teams across Europe and the US to support feature development, international expansion as well as moving the dial on key financial metrics for the business.</p> <h3>What you’ll do</h3> <ul> <li class="css-v55p23"> <p>You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.</p> </li> <li class="css-v55p23"> <p>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</p> </li> <li class="css-v55p23"> <p>You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.</p> </li> <li class="css-v55p23"> <p>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.</p> </li> <li class="css-v55p23"> <p>You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</p> </li> <li class="css-v55p23"> <p>You will help develop talent on your team by providing feedback and guidance, and leading by example.</p> </li> </ul> <h3>What we look for</h3> <ul> <li class="css-v55p23"> <p>You have a total of 4+ years of experience as a software engineer.</p> </li> <li class="css-v55p23"> <p>You are experienced in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.</p> </li> <li class="css-v55p23"> <p>You have experience shipping web apps using declarative UI frameworks like React or Vue.</p> </li> <li class="css-v55p23"> <p>Familiarity with the Open Banking industry</p> </li> <li class="css-v55p23"> <p>You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quali ... (truncated, view full listing at source)
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