Lead Product Manager, Funds Flow & Ledger

Lead Product Manager, Funds Flow & Ledger DAVE VS. GOLIATH. WE’RE DAVE. Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option. Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most. As we scale transaction volume, revenue, and product lines, the systems behind how money moves matter more than ever. We’re hiring a Lead Product Manager, Funds Flow & Ledger, to own the financial infrastructure that ensures every dollar is accurate, traceable, and handled with care at massive scale. THE OPPORTUNITY This lead role is a platform-defining product role. You’ll lead the strategy, roadmap, and execution for Dave’s funds flow and ledger systems – the foundation behind every financial product we ship. You’ll set direction for complex, cross-cutting systems that touch Engineering, Data, Finance, Accounting, Treasury, Risk, and Compliance. Your work will shape how Dave scales responsibly, launches new products faster, and protects member trust as transaction volume grows severalfold. WHAT YOU’LL BUILD AND OWN - The end-to-end funds flow architecture that governs how money moves across Dave, banking partners, and vendors built to support new products and 10× scale - Ledgering systems that accurately and consistently record transactions across all product lines, serving as a trusted source of truth - A reconciliation strategy that ensures transactions are complete, auditable, and explainable across internal systems and external partners - The financial data foundation that powers reconciliation, accounting, reporting, and downstream analytics - Automation for financial operations, including reconciliation, exception management, and cost attribution – reducing manual effort and operational risk - Improvements to float management, settlement timing, and capital efficiency in close partnership with Treasury and Risk THE IMPACT The systems you lead will quietly power everything Dave does. When they work well, members get faster access to their money, finance teams close with confidence, and new products launch without fragile workarounds. Your decisions will directly affect how responsibly (and quickly) Dave can grow. WHAT WE’RE LOOKING FOR EXPERIENCE - 7+ years of product management experience, with 5+ years in fintech or financial systems - Deep experience with funds flow, ledgering, and reconciliation in high-volume transaction platforms - Proven ability to lead complex, cross-functional initiatives with Engineering, Data, Finance, Accounting, or Treasury teams - Strong analytical skills and comfort working directly with transaction-level data and edge cases - Ability to turn complex technical and financial constraints into clear product direction and priorities BONUS - Experience building internal platforms or infrastructure products - Familiarity with accounting principles and reconciliation workflows - Hands-on experience with SQL, financial data models, or data pipelines - Exposure to AI or automation in finance or operations contexts WHY YOU'LL BE SUCCESSFUL HERE You operate at a systems level. You see how individual product decisio ... (truncated, view full listing at source)