AML Compliance Analyst, Luxembourg

<p><strong>Position Overview:</strong> </p> <p>We are seeking a detail-oriented and experienced <strong>AML Compliance Analyst (2nd Line of Defence)</strong> to join our team at Bridge Building S.A. (BBSA), the EU entity for Bridge. BBSA is preparing for authorisation as an Electronic Money Institution (EMI) and a Crypto-Asset Service Provider (CASP) in Luxembourg. The successful candidate will support the MLRO and the Compliance function by providing second-line oversight, executing compliance monitoring and investigations, handling police/law-enforcement requests, and maintaining AML/CTF policies and governance in line with Luxembourg AML/CTF laws and CSSF expectations.</p> <p><strong>Key Responsibilities:</strong></p> <ol> <li><strong>AML/CTF Compliance Monitoring (2LoD):</strong></li> <ul> <li>Plan and perform risk based AML/CTF compliance monitoring and testing (CDD/EDD, transaction monitoring, sanctions/PEP screening, recordkeeping) across BBSA’s EMI and CASP perimeter; document evidence and conclusions.</li> <li>Track findings, agree remediation actions with the first line, and validate closure through follow-up testing.</li> </ul> <li><strong>Investigations and Escalations:</strong></li> <ul> <li>Provide second-line review and challenge of higher-risk cases escalated by the first line (high-risk customers, complex typologies, sanctions/PEP matches, internal escalation); support MLRO decisioning and documentation.</li> <li>Conduct or support independent investigations triggered by red flags, audit/regulatory findings, or intelligence from partners; ensure a consistent audit trail in case management tools.</li> </ul> <li><strong>Law Enforcement / Police Requests:</strong></li> <ul> <li>Act as a point of contact for the intake, validation, and fulfilment of police/law-enforcement and competent authority information requests; ensure timely, complete, and confidential responses in coordination with MLRO and Legal.</li> <li>Maintain request logs, evidence packs, and metrics; escalate matters that may warrant STR/SAR consideration or enhanced monitoring.</li> </ul> <li><strong>Policy, Procedures and Program Maintenance:</strong></li> <ul> <li>Draft, maintain, and periodically review AML/CTF policies, procedures, and standards for the EMI and CASP perimeter (risk rating, CDD/EDD, transaction monitoring governance, sanctions/PEP, record retention etc.).</li> <li>Contribute to the AML/CTF Business Risk Assessment and annual compliance plan; support governance committees and management reporting.</li> </ul> <li><strong>Advisory and Training:</strong></li> <ul> <li>Provide AML/CTF advisory support to Operations, Onboarding, Product, and Engineering teams (new products/process changes, control design, risk mitigations).</li> <li>Support the development and delivery of AML/CTF training and communications, including targeted guidance for high-risk scenarios.</li> </ul> <li><strong>Regulatory Readiness and Reporting:</strong></li> <ul> <li>Support responses to CSSF requests, audits, and inspections; prepare monitoring reports, management information (MI/KRIs), and remediation tracking.</li> <li>Stay up to date on changes to AML/CTF laws, CSSF guidance, and financial crime typologies relevant to payments and crypto-asset services.</li> </ul> </ol> <p><strong>Key Requirements:</strong></p> <ul> <li><strong>Education:</strong> Bachelor’s degree in Law, Compliance, Finance, Business Administration, or a related field.</li> <li><stro ... (truncated, view full listing at source)