Senior Software Engineer

EarnIn
Bengaluru, IndiaPosted 27 March 2026

Job Description

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking experienced, passionate, and resourceful senior engineers to join our backend teams. As a backend engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend services. This position will be a hybrid role based in our Bengaluru office, as part of our expanding site presence, with 2 days per week in the office. EarnIn offers excellent benefits for our employees, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our headquarters in Mountain View. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO Design and implement features robust enough to support our rapid expansion. Drive the implementation of new features by breaking complex problems down to their essentials, translating that complexity into elegant design, and creating high-quality, maintainable code. Create and maintain test automation to enable continuous integration and development velocity. Design deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services. Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews. Work cross-functionally with other teams (data science, design, product, marketing, analytics). Leverage a broad skill set and help us implement and learn new technologies quickly. Provide and receive design and implementation evaluations and improve with each iteration. Debug production issues across our services infrastructure and multiple levels of our stack. Think about distributed systems services, and care passionately about producing high-quality code. WHAT WE'RE LOOKING FOR 4+ years of development experience in Software Engineering Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience. Proficient in at least one modern programming language such as C#, Java, Python, Go, and Scala. Hands-on experience working with various databases (DynamoDB, MySQL, ElasticSearch) and data pipeline technologies. Experience with continuous integration and delivery tools. Experienced in developing and executing functional and integration tests. Excellent written and verbal communication skills. Ability to thrive in a fast-paced, dynamic environment and have a bias towards action and results. Experience with Kubernetes, microservices, and event-driven architecture is a strong plus. #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, ... (truncated, view full listing at source)
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