Financial Crime Oversight Analyst

About Gusto At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff—like payroll, health insurance, 401(k)s, and HR—so owners can focus on their craft and customers. With teams in Denver, San Francisco, and New York, we’re proud to support more than 400,000 small businesses across the country, and we’re building a workplace that represents and celebrates the customers we serve. Learn more about our Total Rewards philosophy . About the Role: Gusto is looking for a Financial Crime Oversight Analyst to join our Financial Crime Oversight Advisory organization. This role is critical to our mission of protecting the small businesses we serve by ensuring Gusto’s financial crime controls remain robust, compliant, and efficient as we scale. In this role, you will go beyond simple reporting; you will use data to tell the story of our risk posture to leadership and regulators. You will serve as a bridge between the oversight function and our Product and Engineering teams, ensuring that financial crime risks are identified and mitigated throughout the product development lifecycle. We are looking for a senior individual contributor who combines strong analytical capabilities with the ability to communicate complex insights to non-technical stakeholders. While you will support the operational foundations of oversight, such as exams and audits, you will also drive process improvements, automate workflows utilizing AI, and provide strategic visibility into the health of our compliance program. This is a hybrid role that requires a minimum of two days per week attendance at one of Gusto's three office locations. About the Team: The Financial Crime Oversight Advisory team is responsible for second-line oversight of Gusto’s financial crime compliance program which spans across Gusto’s multiple products, jurisdictions, and regulatory obligations. We partner with internal stakeholders to meet regulatory expectations and ensure our platform remains safe for our customers. Effective oversight depends on strong data analysis, clear communication, and proactive collaboration. This role plays a key part in elevating our oversight capabilities through data-driven insights and cross-functional partnership. Here’s what you’ll do day-to-day: Product Advisory Regulatory Support: Partner with Product and Engineering to embed financial crime controls early in development; conduct regulatory research and manage policy lifecycle updates. Audit Regulatory Coordination: Lead audit and exam coordination, preparing and presenting evidence to regulators, partners, and external stakeholders. Vendor Oversight: Support compliance vendor lifecycle including RFPs, tooling evaluations, and ongoing performance and regulatory oversight. Issue Management Testing: Oversee issue remediation lifecycle, conduct root cause analysis, and execute testing and evidence packaging to maintain inspection readiness. Data Storytelling Reporting: Develop recurring oversight metrics and governance reporting; drive AI-enabled solutions to reduce manual processes, translate data trends into executive-ready insights on control effectiveness and product health. Oversight Operations Team Enablement: Coordinate recurring oversight workstreams, training initiatives, and planning efforts to ensure alignment and operational readiness. Here’s what we're looking for: 5+ years of experience in financial crime compliance, risk oversight, audit, or regulatory environments within a regulated FinTech, payments, or financial services organization. Strong analytical skills with experience producing recurring metrics, dashboards, or governance reporting and translating data into clear, executive-ready insights. Experience supporting or coordinating audits, regulatory exams, or partner due diligence activities, with comfort presenting evidence and documentation to external stakeholders. Demonstrated ability to partner cross-functionally with Produ ... (truncated, view full listing at source)