Motor Pricing Actuary

Motor Pricing Actuary ABOUT MARSHMALLOW We exist to make migration easy. A systemic problem of this magnitude requires a team of curious thinkers who relentlessly pursue solutions. Those who constantly challenge the why, dismantle assumptions, and always take action to build a better way. A Marshmallow career is built on a cycle of continuous growth, with learning at its core. You will be challenged to raise the bar on your capabilities and supported with the right tools and guidance to do so. This ensures you can deliver impactful work and drive change. If life at Marshmallow sounds like it could be for you, explore our Culture Handbook https://drive.google.com/file/d/1tFtKFC_dB01zOSATg_o0xUGGWEVNpmqT/view?usp=sharing to find out more. Move our mission, and your career, forward. PRICING AT MARSHMALLOW This role sits within Marshmallow’s Pricing team and offers a broad remit with meaningful ownership. As our Motor Pricing Actuary, you’ll lead pricing for our core motor insurance product while also contributing to reserving, capital modelling and key external actuarial relationships. This is an opportunity to play a central role in how Marshmallow sharpens pricing, strengthens actuarial governance and supports sustainable growth. You’ll act as the Pricing Function Holder for Marshmallow Insurance Ltd, taking accountability for the integrity and adequacy of the pricing framework and ensuring it meets relevant regulatory requirements for a Gibraltar-domiciled insurer. You’ll work closely with teams across the business to connect technical actuarial work with real commercial outcomes. Whether you’re improving pricing models, reviewing reserve movements or supporting capital assessments, your work will help ensure Marshmallow continues to make smart, fair and data-driven decisions. WHAT YOU'LL BE DOING - Own the Pricing Function Holder role for Marshmallow Insurance Ltd, taking accountability for pricing model integrity and regulatory compliance with GFSC requirements. - Lead motor insurance pricing model development using claims analysis and market intelligence, partnering with data science and underwriting to identify rating opportunities and drive competitive improvements. - Deliver monthly reserving analysis and Loss Ratio Forum reporting, translating complex data into clear insights that support reserve adequacy and drive methodology improvements. - Serve as primary liaison with external actuaries and the Independent Actuarial Function Holder, coordinating regulatory oversight and ensuring recommendations are understood and actioned. - Contribute to development and maintenance of Marshmallow's internal capital model, supporting Solvency II/ORSA processes and capital assessments. WHO ARE YOU? - You're a self-starter with strong ownership and clear accountability, comfortable operating in a fast-paced, scaling environment with technical and regulatory responsibility. - You think commercially and analytically, connecting actuarial decisions to business outcomes, and move confidently between deep technical work and strategic thinking. - You communicate clearly to both actuarial and non-technical audiences, build effective cross-functional relationships, and thrive on variety across pricing, reserving and capital. - You're excited by the opportunity to shape actuarial practice and help drive impact in a scaling fintech WHAT YOU’LL BRING? - Part or nearly qualified actuary (IFoA or equivalent) with a background in general insurance. - Strong technical pricing experience in personal lines motor, with experience or familiarity in reserving and capital modelling. - Confident with large datasets and technical tools including Python, R or SQL, with strong ability to build and assess actuarial models. - Comfortable working in a regulated insurance environment and engaging with control-focused processes, with strong written and verbal communication skills. PERKS OF THE JOB - Spend three days a week with your tea ... (truncated, view full listing at source)