Senior Software Engineer, Money
SofiWA - Seattle; CA - San FranciscoPosted 7 April 2026
Job Description
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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
We are seeking a Senior Software Engineer to play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced money movement. This position involves maturing our member-facing critical money movement rails, particularly in areas such as integration to platforms which are critical to supporting bank functions in the modern core . You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.
As a SoFi senior software engineer, you’ll be in the middle of it all – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.
What You’ll Do:
Lead the development and testing of our systems and services
Participate in shaping the technical architecture of the product
Help translate product requirements into user stories and technical solutions
Deliver highly available and scalable services in a production environment
Mentor other engineers, support the technical culture, and help grow the team
Generate ideas for new initiatives and technologies
Communicate with project leads, product managers and other software developers
What You’ll Need:
Bachelor’s Degree in Computer Science or related field
4+ years programming experience, ideally on a modern stack
Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production
2+ years Java, Kotlin or Scala programming experience
A proven understanding of relational databases and ORMs
Experience working on a SOA or microservice-based application.
Willingness to roll up your sleeves, collaborate with others and get stuff done
Solid sense of responsibility; driving a project from inception to completion
Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
Nice to Have:
Interest in personal finance
Experience managing your own investments or experience taking out loans
Experience scaling highly available, mission critical systems
Full-stack experience, either toward systems (kafka, docker, posix), databases (postgres), or front-end (javascript/typescript, react)
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
SoFi provides equal employment ... (truncated, view full listing at source)
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