Compliance Officer & MLRO (PCF-12 & PCF-52)

About Tripadvisor The Tripadvisor Group connects people to experiences worth sharing, and aims to be the world’s most trusted source for travel and experiences. We leverage our brands, technology, and capabilities to connect our global audience with partners through rich content, travel guidance, and two-sided marketplaces for experiences, accommodations, restaurants, and other travel categories. The subsidiaries of Tripadvisor, Inc. (Nasdaq: TRIP), include a portfolio of travel brands and businesses, including Tripadvisor, Viator, Owl Payments and TheFork. Position summary Owl Payments Europe is seeking an accomplished Chief Compliance Officer and Money Laundering Reporting Officer (PCF-12 PCF-52) to lead compliance and AML/CTF activities for its regulated payments institution. This is a permanent, full-time position based in Dublin, with office attendance required four days per week. Reporting directly to the Chief Executive Officer and ultimately to the Board, the role is responsible for maintaining robust regulatory compliance, risk management, and oversight of financial crime in a dynamic marketplace environment. As Chief Compliance Officer and MLRO, you will oversee the design, implementation, and management of OPEL’s regulatory compliance framework, ensuring full alignment with all statutory and supervisory requirements. You will play a key part in fostering a culture of compliance within the organisation, leading initiatives to ensure OPEL consistently meets its regulatory obligations. The role includes representing compliance and risk matters before the Board by delivering reports, performance metrics, analyses, and recommendations, and liaising with regulators to provide timely and accurate updates as necessary. Close collaboration with internal teams, including Legal, Technology/Data, and other stakeholders is essential to ensure that compliance and risk management is fully integrated throughout OPEL’s operations. This role is subject to the Central Bank of Ireland’s fitness and probity regime and encompasses the Head of Compliance and MLRO pre-approved control functions. What you'll do: Prepare and present regular (quarterly/annual) compliance reports to the Board and/or senior management, communicating all critical compliance matters, regulatory changes, and incidents. Implement, maintain, and periodically update a compliance governance framework, including annual compliance plans, risk assessments, and robust compliance monitoring programs. Develop and maintain a strong compliance framework for all Irish and EU requirements applicable to Payment Institutions (PSD2, Irish Payments Regulations, AML/CFT, Consumer Protection Code). Liaise with the Central Bank of Ireland and other authorities on regulatory submissions, reporting, and supervisory matters. Oversee identification, assessment, and management of compliance, AML, and CFT risks, including completion of risk evaluations and transaction monitoring. Partner closely with Technology and Data teams to ensure compliance frameworks, transaction monitoring, and regulatory reporting are effectively supported by robust systems, automation, and data governance. Lead horizon scanning to proactively identify, monitor, and communicate emerging regulatory requirements, legislative changes, and industry best practices; ensure timely updates to compliance programs and advise management on potential impacts. Monitor compliance with consumer protection regulations, including adherence to the Consumer Protection Code, and proactively manage conduct risk for the firm. Oversee the handling of regulatory complaints and ensure timely responses and remediation in accordance with legal and regulatory requirements. Coordinate and support regular internal audits, compliance assurance testing, and regulatory reviews to evaluate the effectiveness of compliance processes and controls. Ensure all relevant staff adhere to Fitness Probity requirements, including obtaining ... (truncated, view full listing at source)