Product Strategy Analyst - DE Lending Proposition

Product Strategy Analyst - DE Lending Proposition PRODUCT STRATEGY ANALYST Hybrid in London, United Kingdom We’re looking for a Product Strategy Analyst In this Product Strategy Analyst role, you’ll help define the product strategy for iwoca's German market – designing experiments, challenging the status quo, and turning your analysis into products that thousands of small and medium-sized enterprises rely on. The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. The team The DE Lending Proposition Team owns iwoca's lending products in Germany – how iwoca prices and structures them, and in turn, how our customers experience them. The team designs and tests new product features, optimises credit terms, and improves the journeys small businesses go through when applying for and managing their finance. This autonomous unit brings together back-end and front-end developers, product managers, data scientists, and analysts. Day-to-day, the team works in short cycles, using experimentation and customer feedback to shape how small businesses access finance in Germany. The role As a Product Strategy Analyst, you'll sit at the intersection of strategy, analytics, and product development – with the autonomy to shape how iwoca's lending products evolve in Germany. Strategy development and innovation: - Define and test strategies that enhance iwoca’s credit terms, including pricing, credit limits, and repayment terms. - Identify market opportunities to introduce products or features, grounded in customer needs and business goals. - Challenge existing processes and user journeys, using AI tools to surface potential improvements. Analytical depth and experimentation: - Design and run experiments to test new product concepts, iterating based on customer feedback and performance data. - Combine quantitative data and qualitative insights to identify friction and unlock growth opportunities. - Build data pipelines that help the wider team to monitor product performance post-launch. - Use AI tools to accelerate exploratory analysis and generate hypotheses faster. Collaboration and influence: - Drive alignment on product priorities across other teams such as Credit Risk, Operations, and Commercial teams to ensure seamless execution of product initiatives. - Engage directly with our Customer Acquisition teams – Brokers, Sales, and Partners to tap into the latest feedback from both customers and intermediaries. - Translate findings into strategic recommendations that shape the General Managers' long-term vision for iwoca DE. The requirements Essential: - Strong analytical and problem-solving skills, with the ability to break down ambiguous business problems and translate complex data into clear, actionable insights. - Understanding of business models and key performance metrics such as unit economics, lifetime value, portfolio performance), and the ability to link analysis to business outcomes and strategic decisions. - Ability to structure and deliver analytical or strategic projects end-to-end, from gathering context to delivering high-quality work within agreed timelines. - Excellent stakeholder communication skills, with the ability to present insights clearly and tailor messages t ... (truncated, view full listing at source)