FIU Analyst

Our Purpose Mastercard powers economies and empowers people in 200 countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary FIU Analyst MTS Overview Mastercard Transaction Services (“MTS”) and its subsidiaries are the legal entities under which all Mastercard licensed money transfer and payment initiation services are conducted, reporting into the Commercial and New Payments Platform (“CNPF”) division. The MTS business unit and shared services functions are housed under the umbrella of MTS and are comprised of components central to the activities of a licensed payment services firm. These components include: • Payment and money transmitter licenses for operating payments businesses in defined jurisdictions • Contract definitions (associated T&Cs) specific to the MTS entity and its umbrella geographies • Associated settlement accounts and other services for the relevant MTS entity • Compliance services, including but not limited to due diligence, real-time sanctions screening, AML, and fraud management • Regulatory reporting to the relevant regulators on behalf of the regulated business and its subsequent activities MTS US MTS US is the authorized and regulated licensed entity within Mastercard Transaction Services (“MTS”) in the United States, through which regulated payments activity is undertaken for U.S.-based customers and others around the world. MTS is a division within Mastercard that undertakes payments business wherever a product or business function requires regulated support. Role Purpose MTS is seeking a Financial Intelligence Unit (“FIU”) Analyst who will assist in coordinating and maintaining a robust AML/CFT program in alignment with U.S. AML/CFT regulations, including the Bank Secrecy Act, USAPA, AMLA, FinCEN-issued guidance, internal standards, and regional sanctions reporting obligations. In addition, the role will help drive ongoing improvements across the financial crimes compliance program through consistent innovation and problem-solving, with a focus on both effectiveness and efficiency. The ideal candidate is passionate about optimized compliance, understands the end-to-end workings of a FIU, is highly motivated and analytical, and brings an entrepreneurial mindset with a deep understanding of AML/CFT regulatory and operational frameworks. Role Summary The FIU Analyst must be knowledgeable and skilled across relevant AML/CFT and sanctions compliance areas. The role will support the FIU Manager for North America in carrying out AML/CFT investigation activities for MTS US, including developing cases, preparing Suspicious Activity Reports (SARs), performing quality control on FIU outputs, and contributing to the continued development of the FIU function. This role operates within a geographically diverse, matrixed environment and requires close collaboration with multiple stakeholders across MTS and the broader Mastercard organization. Strong written and verbal communication skills are essential, with the ability to clearly and concisely articulate issues, regulations, and processes. As MTS continues to expand, the organization is seeking a seasoned FIU professional to help drive process improvements across the MTS control framework. Key Responsibilities 1. Report to and work closely with the FIU Manager for North America to assess the effectiveness and efficiency of the FIU program and its ability to identify, detect, deter, and report suspicious activity. 2. Review and investigate alert escalations and referrals for potentially suspicious activity and assess suitability for SAR reporting. 3. Assist i ... (truncated, view full listing at source)