Mortgage Loan Originator

<div class="content-intro"><p><a href="https://www.sofi.com/sofi-employee-applicant-privacy-notice/" target="_blank"><strong>Employee Applicant Privacy Notice</strong></a></p> <p><strong>Who we are:</strong></p> <div> <p>Shape a brighter financial future with us.</p> <p>Together with our members, we’re changing the way people think about and interact with personal finance.</p> <p>We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. <strong>Join us to invest in yourself, your career, and the financial world.</strong></p> </div></div><p><strong>The role</strong></p> <p><span style="font-weight: 400;">Mortgage Loan Originators (MLOs) drive SoFi Lending Corp.’s Mortgage sales team. MLOs are responsible for the customer experience throughout the mortgage origination process by guiding the member/customer through the mortgage application, creating a different kind of mortgage experience than the industry norm.</span></p> <p><strong>What you’ll do:</strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Evaluate initial loan applications and documentation to confirm creditworthiness and ability to repay </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Complete initial analysis of applicants’ credit and income by verifying initial decisions and communicating this to the applicant </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Communicate critical origination timeline, product, pricing, and underwriting requirements to all applicants. </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Perform outbound calls to applicants and work with the applicant to ensure receipt of required documentation critical to move loans through the sales process to funding successfully. </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Communicate suspense, loan approval, and/or declinations to ensure the customer is always informed. </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Coordinate and manage realtors, builders, mobile signers, and other third parties. </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Oversee loan process to ensure timely delivery and content communication with the borrower of initial disclosures, changed circumstance re-disclosing, delivery of closing disclosure, and closing documents. </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Improve upon and refine sales and customer service knowledge and techniques via ongoing training </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Maximize the number of qualified loans funded monthly </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Manage and maintain your pipeline of leads provided to you from a centralized lead generation engine </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ensure all leads provided are worked with the highest degree of urgency, meeting or exceeding customer expectations throughout the loan origination process</span><span style="font-weight: 400;"> </span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">This role will focus on originating 1st Lien Mortgages, but as business needs shift, this role may originate Home Equity Mortgages. </span></li> </ul> <p><strong>What you’ll need:</strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Professional demeanor and strong work ethic with the ability to establish and build working relationships with SoFi applicants, guiding them from initiation to su ... (truncated, view full listing at source)