Principal Product Manager, Treasury and Financial Platform

<div class="content-intro"><p><a href="https://www.sofi.com/sofi-employee-applicant-privacy-notice/" target="_blank"><strong>Employee Applicant Privacy Notice</strong></a></p> <p><strong>Who we are:</strong></p> <div> <p>Shape a brighter financial future with us.</p> <p>Together with our members, we’re changing the way people think about and interact with personal finance.</p> <p>We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. <strong>Join us to invest in yourself, your career, and the financial world.</strong></p> </div></div><p>At SoFi, we’re on a mission to help our members get their money right and become a Top 10 Financial Institution. Beyond that, we’re building the “AWS of Banking” — modern, scalable platforms that power financial services.</p> <p>We’re looking for a Principal Product Manager to own the core financial platform infrastructure that powers our ledgers, treasury operations, reconciliation, and settlement systems.</p> <p>You’ll build and operate the foundational systems that ensure every dollar moving through SoFi is accurately recorded, reconciled, and settled. This includes ledger and subledger services, reconciliation and settlement automation, cash management capabilities, and internal tools that enable Finance and Operations to run efficiently at scale.</p> <p>You’ll partner closely with Engineering, Finance, Accounting, Treasury, Risk, and Product teams to deliver reliable, auditable, and scalable financial infrastructure that supports all money movement across the company.</p> <p> </p> <p><strong>Key Responsibilities: </strong></p> <ul> <li>Own the strategy and roadmap for core financial infrastructure: general ledger, subledger, reconciliation, settlement, and treasury services.</li> <li>Deliver a reliable financial source of truth that supports payments, deposits, lending, and other money movement products.</li> <li>Modernize legacy and manual processes into automated, cloud-native systems and operational tooling that adheres to financial regulations and evolving audit expectations</li> <li>Define transaction models, posting logic, schemas, and accounting workflows and build scalable, auditable ledger services and internal APIs used across product teams.</li> <li>Manage migrations, backward compatibility, and data integrity during platform evolution.</li> <li>Design and ship reconciliation systems that match internal ledgers with external partners and networks and support reconciliation and settlement across ACH, Wires and emerging rails</li> <li>Partner with Treasury to enable cash positioning, liquidity management, intercompany flows, and forecasting.</li> <li>Support multi-currency and cross-border flows as needed.</li> </ul> <p> </p> <p><strong>What you'll need: </strong></p> <ul> <li>Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.</li> <li>8+ years of product management experience, ideally with consumer fintech, personal finance, or intelligent assistant products.</li> <li>Deep domain knowledge or exposure to accounting, general ledger, subledger, financial data management, cash management, reconciliation, and process automation. Able to partner credibly with Treasury, Finance, Operations, and Accounting stakeholders to define outcomes, ideally with exposure to CFA-level concepts</li> <li>Significant experience and deep understanding of financial infrastructure, ERP environments, banking general ledgers, accounting systems, financial reconciliation, and money movement systems such as ACH and Wire</li> <li>Experience with one or more of the following: banking core architecture, suspense and clearing accou ... (truncated, view full listing at source)