Backend Engineer

Chime
San Francisco, CAPosted 24 February 2026

Job Description

<h3><span style="font-size: 12pt;"><strong>About the role</strong></span></h3> <p>Chime is looking for engineers to join our multifaceted and fast growing team, where you will work on APIs that power our member facing products and iterate on our banking platform. You will own projects from end-to-end by influencing architecture, implementing APIs and maintaining the ongoing health of the code.</p> <p><span style="font-weight: 400;">The base salary offered for this role and level of experience will begin at $<span data-sheets-value="{"1":3,"3":119000}" data-sheets-userformat="{"2":12415,"3":{"1":2,"2":"#,##0","3":1},"4":{"1":3,"3":2},"5":{"1":[{"1":2,"2":0,"5":{"1":2,"2":0}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"6":{"1":[{"1":2,"2":0,"5":{"1":2,"2":13684430}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"7":{"1":[{"1":2,"2":0,"5":{"1":2,"2":0}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"8":{"1":[{"1":2,"2":0,"5":{"1":2,"2":13684430}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"9":1,"15":"Arial","16":8}" data-sheets-formula="=MROUND((R[0]C[-3]*0.9),100)"><span data-sheets-root="1">133,000</span></span> and up to $<span data-sheets-value="{"1":3,"3":232200}" data-sheets-userformat="{"2":29311,"3":{"1":2,"2":"#,##0","3":1},"4":{"1":2,"2":14609142},"5":{"1":[{"1":2,"2":0,"5":{"1":2,"2":13684430}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"6":{"1":[{"1":2,"2":0,"5":{"1":2,"2":13684430}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"7":{"1":[{"1":2,"2":0,"5":{"1":2,"2":13684430}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"8":{"1":[{"1":2,"2":0,"5":{"1":2,"2":13684430}},{"1":0,"2":0,"3":3},{"1":1,"2":0,"4":1}]},"9":1,"12":0,"15":"Arial","16":8,"17":1}"><span data-sheets-root="1">184,000</span></span>. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. </span></p> <h2><span style="font-size: 12pt;"><strong>In this role, you can expect to</strong></span></h2> <ul> <li>Design, develop, test, refactor and scale backend implementations of new and existing consumer product features</li> <li>Work with the mobile team to design and build strong, resilient APIs that propel our mobile app</li> <li>Collaborate with multi-functional teams to understand member struggles and come up with creative solutions</li> <li>Proactively find opportunities for improving the reliability and scalability of our systems</li> <li>Work across the engineering team to improve and uphold high technical standards</li> </ul> <h2><span style="font-size: 12pt;"><strong>To thrive in this role, you have</strong></span></h2> <ul> <li>2+ years developing software in a production environment at scale</li> <li>Experience with Ruby on Rails or comparable frameworks</li> <li>Experience working with transactional databases and caching systems</li> <li>Exposure to architectural patterns of large, high-scale web applications</li> <li>An appreciation of maintainable and well-tested code</li> <li>A desire to learn and dive into the deepest levels of how things work</li> <li>Start-up experience as an added plus</li> </ul> <p>#LI-Hybrid</p><div class="content-conclusion"><h2><strong>A little about us</strong></h2> <p>At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.</p> <p>We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitor ... (truncated, view full listing at source)
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