Compliance Lead, Fair Lending

<p><span style="font-size: 10pt;"><strong>About the role </strong></span></p> <p><span style="font-size: 10pt;">We are hiring a Compliance Fair Lending Lead to join our Business Advisory team to support the exciting products and services at Chime, with a focus on fair lending and fairness. As a Fair Lending Lead, you will support new and existing Chime product development by advising product, marketing, credit risk, and DS/ML teams on compliance and strategies for fair lending and fairness compliance. You’ll also provide advisory support for our Instant Loans product. You will monitor the evolving regulatory landscape and advise on enhancements to existing Chime products, services, and models to remain fair and responsible as they continue to scale. </span></p> <p><span style="font-size: 10pt;">The base salary offered for this role and level of experience will begin at $127,000.00 and up to $175,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.</span></p> <p><span style="font-size: 10pt;"><strong>In this role, you can expect to </strong></span></p> <ul> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Support the maintenance, enhancement, and execution of the fair lending compliance program, including governance, policies and procedures, advisory frameworks, risk assessment, and testing</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Perform ongoing reviews of consumer complaints, marketing advertising, loan documentation, and all applicable consumer-related forms for fair lending and fairness risks</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Evaluate proposed business change to ensure compliance with applicable fair lending-related laws and regulations</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Drive corrective actions taken to address fair lending issues, including assisting with the implementation of remediation, conducting follow-up reviews to determine the adequacy, and effectiveness of the action taken</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Establish and maintain strong relationships with internal and external stakeholders.</span></li> </ul> <p><span style="font-size: 10pt;"><strong>To thrive in this role, you have</strong></span></p> <ul> <li style="font-size: 10pt;"><span style="font-size: 10pt;">7+ or more years of experience in banking, credit, lending, or equivalent experience in product compliance, with at least 4+ years working in ECOA and UDAAP compliance. Fintech experience is a plus. </span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Demonstrated knowledge of key regulations including but not limited to ECOA, UDAAP and other consumer protection regulations</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Experience in advising product, marketing, machine learning teams on issues related to ECOA and UDAAP compliance. </span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Excellent analytical, verbal and written communication skills.</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Experience independently executing quality, timely compliance management system components. </span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Ability to develop solutions and advise on issues, with minimal oversight from your leadership team.</span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">A desire to collaborate and have the ability to influence both your colleagues and external partners to achieve consensus on regulatory risk issues and appropriate mitigation. </span></li> <li style="font-size: 10pt;"><span style="font-size: 10pt;">Experience working with statistics, analytics, and other technical tools is a plus.</spa ... (truncated, view full listing at source)