Senior Backend Engineer Open Finance

Senior Backend Engineer Open Finance A little bit about us: We are Belvo, an open finance API platform with the bold vision of democratizing access to financial services in Latin America. We enable any financial innovator to access and interpret financial data, as well as initiate payments from their end-users accounts. We’re turning the messy complexities of the Latin American financial ecosystem into a modern set of tools to access and interpret data and move money in a seamless and secure way. We’re a highly-technical, passionate, and driven team. We are more than 90 people and our team currently represents 20 nationalities. We have offices in São Paulo and Mexico City – while a large portion of us work remotely. We are tackling a very stimulating problem: connecting fintech innovators with legacy financial infrastructure. We strive to go beyond the limits of what is possible today and to do so in an elegant and developer-first way. Since starting our adventure in May 2019, we have raised $71m from the leading VC investors globally. You can read more about our company here https://belvo.com/about/ and about our team and culture here https://belvo.com/careers/. Also, head to our blog https://belvo.com/blog/ for more news about what we’re building and how we work https://belvo.com/blog/category/working-belvo/. About the team: - We work in cross-functional, autonomous teams. We follow continuous delivery best practices executed on top of a modern technology stack. - Our products are built for developers, by developers. Technological excellence is at the heart of what we do. - We are pragmatic and customer-focused. We strive to find the right set of trade-offs in order to validate our hypothesis as early as possible, iterating on our products based on customer feedback. - We communicate transparently. We do weekly all-hands where we get together to discuss company performance and goals. - While we are global and remote-friendly, we also operate from our vibrant offices in CDMX and Sao Paulo. To accommodate the various time zones in which we are based, we ensure we’re always synced up between 3 pm and 6 pm, CEST. - Also, we are backed by some of the leading investors in Silicon Valley and Latin America, including Founders Fund, Kaszek Ventures, and YCombinator. Your opportunity: Our Open Finance team is building the unified infrastructure that powers both data aggregation and payment initiation in Brazil. You will design and develop services that retrieve and normalize complex financial information, while simultaneously building the robust, secure architecture required to move money through Pix and other Open Finance payment methods. Your work will bridge the gap between data and decision, empowering our customer to use both data and payments to build products that help them intelligently move money based on data. Your work will bridge the gap between legacy banking systems and modern, high-scale APIs in a heavily regulated environment. - Responsibilities: - Develop and maintain connections to financial institutions to retrieve data and initiate payments via Open Finance. - Leverage LLMs and AI tools to automate the normalization and enrichment of data into homogeneous, beautiful endpoints that power our API. - Design and develop robust software architecture to support regulated payments environments and data retrieval at scale. - Adopt an AI-first mindset to accelerate development, from using coding assistants to building internal AI agents that improve system reliability. - Own the creation of programmatic tools, services, and workflows to improve the reliability of the Open Finance ecosystem. - Implement AI-powered monitoring and automated quality assurance to proactively detect anomalies in mission-critical financial services. - Interface with other institutions’ engineering teams or the Open Finance Service Desk to debug and resolve technical bottlenecks. - Carefully manage API retro-compatibility a ... (truncated, view full listing at source)