Compliance Associate Manager, Third Party Risk Oversight

About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: Upstart’s Third Party Risk Management (TPRM) team ensures that third-party relationships are identified, assessed, monitored, and governed in alignment with regulatory expectations, interagency guidance, and company risk appetite. The team partners cross-functionally to enable safe, scalable supplier usage while strengthening operational resilience. The Role: As a Compliance Associate Manager, Third Party Risk Oversight you will execute and enhance third-party supplier due diligence, risk assessments, control effectiveness, support ongoing monitoring activities, and drive improvements in risk processes. You will operate with moderate independence, use AI-driven tooling, apply risk based judgment, and collaborate with business and other risk stakeholders to ensure supplier risks are appropriately managed. How you’ll make an impact Lead and oversee execution of third-party supplier risk assessments across due diligence, onboarding, and ongoing monitoring Provide day-to-day guidance, prioritization, and quality review for team members conducting risk assessments Synthesize supplier risks across engagements to drive risk-based decisions and influence business stakeholders on mitigation strategies Act as an escalation point for complex or high-risk supplier issues, ensuring appropriate risk treatment and documentation Own and enhance TPRM frameworks, methodologies, and tooling to improve scalability, consistency, and effectiveness Partner with Legal, Compliance, Security, and business teams to drive alignment on risk standards and ensure consistent application across the supplier lifecycle Minimum Qualifications 5+ years of experience in risk management, third-party risk, audit, or compliance and management positions 2+ years of experience leading projects, programs, or team members in a risk or control function Experience overseeing vendor risk assessments or control evaluations across multiple risk domains Familiarity with regulatory expectations (e.g., OCC, FDIC, CFPB, Interagency Guidance on Third-Party Relationships: Risk Management ) Experience working with risk management tools or vendor management systems (e.g., Zip, Kobalt, ProcessUnity, Archer, ServiceNow) Preferred Qualifications Knowledge of designing and scaling third-party risk management programs and frameworks Ability to assess complex supplier risk scenarios and make risk-based decis ... (truncated, view full listing at source)