Commercial Finance Analyst

<div class="content-intro"><h3><strong>About Us at GoCardless</strong></h3> <p>GoCardless is a <strong>global bank payment</strong> company. Over <strong>100,000 businesses</strong>, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. </p> <p>GoCardless processes <strong>US$130bn+</strong> of payments annually, across <strong>30+ countries</strong>; helping customers collect and send both <strong>recurring</strong> and <strong>one-off payments</strong>, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over <strong>2,500 banks</strong>, we help our customers make faster, more informed decisions.</p> <p>We are headquartered in the<strong> UK</strong> with offices in <strong>London</strong> and <strong>Leeds</strong>, and additional locations in <strong>Australia, France, Ireland, Latvia, Portugal</strong> and the <strong>United States.</strong></p> <p>At GoCardless, we're all about <strong>supporting you</strong>! We’re committed to making our hiring process <strong>inclusive</strong> and <strong>accessible</strong>. If you need extra support or adjustments, reach out to your <strong>Talent Partner</strong> — we’re here to help! </p> <p>And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, <strong>we encourage you to apply!</strong></p></div><h3>The role</h3> <p>Commercial Finance is built on two pillars:</p> <ul> <li>Be brilliant at the basics; robust reporting underpinned by ‘one source of truth’ principle and great process</li> <li>No surprises; ongoing forecasting of performance underpinned by proactive analysis and insights</li> </ul> <p>The role will have two points of focus based on both sides of an ROI calculation: the primary focus being on revenues and understanding the ‘why’ behind the numbers, with a secondary focus on investment and how this shapes performance. </p> <p>Our ‘Self Serve’ business, where this role will focus on, has upwards of 100k merchants with many reportable characteristics, meaning data sets can be large and complex. We require deep analysis of trends and drivers in order to use them to make assumptions on future volumes and the value they will generate.</p> <h3>What excites you:</h3> <ul> <li>Having a deep knowledge of performance drivers and driving the evolution of metric reporting in line with business goals</li> <li>Being a credible and trusted business partner who enjoys building relationships with key stakeholders across the business</li> <li>Owning and executing on process change and being trusted to work independently on this</li> <li>Proactive analysis of complex data sets that can be very large (multiple data parameters and thousands of rows) with the ability to summarise clear and meaningful insights</li> <li>Data and modelling; being comfortable owning complex budget and forecast revenue models, proactively raising risks and finding opportunities to mitigate for them</li> <li>Owning the integrity of the rolling spend forecasts; and working alongside stakeholders to ensure high standards of inputs in order to deliver quality ROI reporting and inform decision making</li> </ul> <h3>What excites us:</h3> <ul> <li>You have 2+ years of experience in a Finance Analyst or Commercial Analyst role</li> <li>You are a clear and confident communicator across all levels of the business, including Exec level stakeholders</li> <li>You are inquisitive, proactive passionate about interrogating data to understand the ‘why’</li> <li>You have extensive experience working in Excel/Google Sheets to build financial models of varying complexity; SQL knowledge would be a bonus, willingness to learn is a must.</li> <li>You enjoy condensing the findings of your analysis so that it is easy for stakeholders to understand</li> <li>You are comfortable with cost management in a c ... (truncated, view full listing at source)