Software Development Engineer

<div class="content-intro"><h3><strong>About Us at GoCardless</strong></h3> <p>GoCardless is a <strong>global bank payment</strong> company. Over <strong>100,000 businesses</strong>, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. </p> <p>GoCardless processes <strong>US$130bn+</strong> of payments annually, across <strong>30+ countries</strong>; helping customers collect and send both <strong>recurring</strong> and <strong>one-off payments</strong>, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over <strong>2,500 banks</strong>, we help our customers make faster, more informed decisions.</p> <p>We are headquartered in the<strong> UK</strong> with offices in <strong>London</strong> and <strong>Leeds</strong>, and additional locations in <strong>Australia, France, Ireland, Latvia, Portugal</strong> and the <strong>United States.</strong></p> <p>At GoCardless, we're all about <strong>supporting you</strong>! We’re committed to making our hiring process <strong>inclusive</strong> and <strong>accessible</strong>. If you need extra support or adjustments, reach out to your <strong>Talent Partner</strong> — we’re here to help! </p> <p>And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, <strong>we encourage you to apply!</strong></p></div><h3><strong>The role<br></strong></h3> <p>We’re looking for engineers to join our growing team, where you’ll work on powering reliable payments and unlocking smarter payment experiences.</p> <p>A key focus of this role is improving our Payments products by leveraging Open Banking Account Information Services (AIS). You’ll help enhance existing products while exploring new opportunities that can be a step-change in customer outcomes and user experience.</p> <p>We endeavour to build simple, reliable and performant systems, and we believe in using the best technologies for each task. Joining the team, you’ll primarily work with: Ruby on Rails, PostgreSQL, ReactJS,, BigQuery, Prometheus, Google Cloud. You’ll also collaborate with systems and services built in Python/Django and JavaScript.</p> <p>Proficiency in all of these technologies is not a prerequisite. If you’re unsure, please apply.</p> <h4><strong>What excites you <br></strong></h4> <ul> <li><strong>Shipping meaningful improvements.</strong> You enjoy owning work end-to-end, taking ideas from discovery to delivery and seeing your changes make a measurable impact for customers.</li> <li><strong>Building products that scale.</strong> You like solving problems where reliability, performance, and operational excellence matter.</li> <li><strong>Using data to make better experiences.</strong> You’re excited by the potential to improve payments, reduce friction, and unlock smarter payment capabilities.</li> <li><strong>Raising the technical bar.</strong> You care about clean design, maintainable architecture and you push for better ways of working as you learn.</li> <li><strong>Working collaboratively. </strong>You thrive in teams that solve problems together, learn from each other, and make pragmatic decisions with shared ownership.</li> </ul> <h4><strong>What excites us </strong></h4> <ul> <li><strong>You can build and maintain Ruby on Rails applications in production. </strong>You’re comfortable working across the stack and supporting services end-to-end.</li> <li><strong>You can build modern frontend applications using JavaScript (ReactJS). </strong>You care about performance, usability, and writing clean, maintainable UI components.</li> <li><strong>Understanding of backend technologies. </strong>You’re comfortable with Python, Django, PostgreSQL, and designing/consuming REST APIs.</li> <li><strong>Frontend foundations. </strong>You’re comfortable with JavaScript fundamentals (ES6+), CSS (e.g. grid, fl ... (truncated, view full listing at source)