Software Development Engineer III

GoCardless
Lisbon, Portugal€50k – €74kPosted 21 February 2026

Job Description

<div class="content-intro"><h3><strong>About Us at GoCardless</strong></h3> <p>GoCardless is a <strong>global bank payment</strong> company. Over <strong>100,000 businesses</strong>, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. </p> <p>GoCardless processes <strong>US$130bn+</strong> of payments annually, across <strong>30+ countries</strong>; helping customers collect and send both <strong>recurring</strong> and <strong>one-off payments</strong>, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over <strong>2,500 banks</strong>, we help our customers make faster, more informed decisions.</p> <p>We are headquartered in the<strong> UK</strong> with offices in <strong>London</strong> and <strong>Leeds</strong>, and additional locations in <strong>Australia, France, Ireland, Latvia, Portugal</strong> and the <strong>United States.</strong></p> <p>At GoCardless, we're all about <strong>supporting you</strong>! We’re committed to making our hiring process <strong>inclusive</strong> and <strong>accessible</strong>. If you need extra support or adjustments, reach out to your <strong>Talent Partner</strong> — we’re here to help! </p> <p>And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, <strong>we encourage you to apply!</strong></p></div><h3><strong>Engineering at GoCardless </strong></h3> <p>The technical challenges of building GoCardless span from simplifying building banking schemes to optimising the time to render the dashboard. </p> <p>You will enjoy being a software engineer at GoCardless if:</p> <ul> <li>You’re looking to champion a great engineering culture within GC and in the wider engineering community; </li> <li>You enjoy collaborating and learning from people from various backgrounds and experiences; </li> <li>You want to feel proud of the work you’re doing and its impact on real customers.</li> </ul> <p>Our engineers contribute to the engineering culture within and outside of GoCardless: they contribute to Open Source Software projects (see our<a href="http://github.com/gocardless"> Github</a>), and share learnings in<a href="https://gocardless.com/blog/service-outage-on-6-april-2018-post-mortem-results/"> post-mortems</a>, conferences and on<a href="https://gocardless.com/blog/debugging-the-postgres-query-planner/"> our blog</a>.</p> <p>Our technologies: We endeavour to build simple, reliable systems and we believe in using the best technologies for each task. Technologies we use across GoCardless include: JavaScript, TypeScript, React, Ruby on Rails, Golang, Python, Postgres, BigQuery, Kubernetes, Elasticsearch, Prometheus, Google Cloud (GCP).</p> <p>You’re not expected to have expertise in all these technologies. Members of our team have picked up the tools once they’ve started working with the team. If you’re unsure, please apply.</p> <p> </p> <h3><strong>About the Service Management Team</strong></h3> <p>The Service Management team is here to help us move beyond manual tasks by building thoughtful, automated systems. We are not just looking to tweak existing processes. Instead, we want to create technology that handles the heavy lifting. We look at everything from how we scale our internal workflows to how we can use artificial intelligence to make our operations feel seamless and effortless for the people using them.</p> <p>Working in this team means you will have a chance to see how all the different parts of GoCardless fit together. You will build integrations that connect our big data systems, our core payment product, and our fraud detection engines. This gives you a great deal of variety in your work and ensures you are never stuck in just one corner of the codebase. You will get to see the real-world impact of your code as it helps customers through every stage ... (truncated, view full listing at source)