Senior Financial Analyst, Accounting

Senior Financial Analyst, Accounting Join us to build a more rewarding financial future for all Canadians At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada. - #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 https://www.newswire.ca/news-releases/neo-financial-achieves-first-ever-three-peat-win-as-number-one-on-deloitte-s-technology-fast-50-list-889692540.html — the first company ever to achieve a three-peat at the top! - #1 Fastest Growing Company in Canada for 2024 by Globe & Mail https://www.businesswire.com/news/home/20240927952651/en/Neo-Financial-Ranks-No.-1-on-The-Globe-and-Mail%E2%80%99s-2024-List-of-Canada%E2%80%99s-Top-Growing-Companies - Top-ranked mobile apps and credit cards - Team of 500+ people - 1M+ customers - 10K+ retail partners The Role We are seeking a highly motivated and analytical Senior Financial Analyst, Accounting to join our Finance team. Reporting to the Manager, Accounting, this role will support the month-end close and financial reporting processes while also providing deep financial analysis to support decision-making. This role bridges traditional accounting with forward-looking analysis, ensuring the integrity of financial data and delivering insights on key areas such as business line performance, credit losses, and operational efficiency. The Senior Financial Analyst will work closely with both the Accounting and FP&A teams, as well as cross-functional partners in Product, Growth, and Operations. This is an exciting opportunity for a detail-oriented professional who thrives in a fast-paced, high-growth environment and brings a strong financial acumen and a passion for the FinTech space to contribute significantly to our strategic decision-making and continued success. What you'll be doing: ACCOUNTING & REPORTING - Support month-end, quarter-end, and year-end close activities, including journal entries, reconciliations, and variance analysis. - Assist with preparation of financial statements under ASPE, ensuring accuracy and compliance. - Maintain and reconcile loan accounting sub-ledgers (loan originations, interest accruals, charge-offs, recoveries). - Contribute to audit support, working with external auditors and regulators. FINANCIAL ANALYSIS - Analyze loan portfolio performance, including credit losses, delinquency trends, and net interest margin. - Support the calculation and monitoring of expected credit losses. - Provide insights on revenue, expense, and profitability drivers to management. - Partner with FP&A to deliver variance analysis, scenario modeling, and forward-looking insights. PROCESS & SYSTEMS - Assist in implementing automation and process improvements in accounting workflows. - Support system integrations between ERP, and reporting tools. - Help document and maintain accounting policies and procedures, especially as new products or lending features are introduced. - Assist with establishing internal controls and process narratives around the Company’s financial reporting and accounting functions. This includes advising on the design of information technology general controls (“ITGCs”) and information technology application controls (“ITACs”) applicable to the Company’s financial statements. TAX - Support the Company’s tax compliance function, including assisting with the preparation of tax working papers for corporate income tax and sales tax filings. - Communicate directly with external tax consultants, as well as the Canadian Revenue Agency (“CRA”), on tax matters related to the Company. COLLABORATION - Work closely with cross-functional teams (Product, Growth, Operations) to ensure new initiatives are accurately reflected in accounting ... (truncated, view full listing at source)