Regulatory Risk & Compliance Specialist - UK

ABOUT TIDE At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly Over $300 million raised in funding Over 2,500 Tideans globally - we’re diversity champions! We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg. ABOUT THE TEAM: As a Regulatory Risk Compliance Specialist - UK, you will play a vital role in ensuring Tide complies with the evolving regulatory requirements set by the FCA and other UK regulators. You will be responsible for identifying, assessing, and mitigating regulatory risks, while ensuring that Tide’s compliance frameworks are embedded across the business. Working closely with teams across the organisation, including Product, Member Operations, Payments, Marketing, Legal and Finance, you will provide expert advice on regulatory developments, lead compliance initiatives, and integrate regulatory requirements into our day-to-day operations. As the subject matter expert on particular regulations, you’ll help to steer decisions, impact strategies and support the rest of the team and business. At Tide, you’ll be able to work in a fast-paced environment, with cross-team exposure, inquisitive freedom and the ability to impact how Tide conducts its business. ABOUT THE ROLE: Provide regulatory guidance on product and service development, conducting compliance assessments for new initiatives Research regulatory developments in the UK, assess their impact, and advise on necessary actions Execute the Compliance Monitoring Plan, taking ownership of monitoring activities, addressing findings, and engaging stakeholders as needed Support regulatory submissions, including licence applications, periodic reports, and responses to regulatory information requests Ensure accurate and timely regulatory reporting by working closely with business areas and conducting oversight checks where required Maintain and update compliance policies in line with UK and FCA regulations, tracking required refresh cycles Support the Regional Director of Risk Compliance and the Global Director of Compliance in regulatory engagements, strategic planning, and governance Lead and actively participate in the Regulatory Risk Compliance working groups, ensuring key issues are identified, addressed, and escalated Act as a liaison for external partners and service providers on oversight requests and regulatory expectations Coordinate and deliver compliance and risk-related training across the business Collect and prepare MI for internal governance reporting and external regulatory submissions Track regulatory deadlines, file submissions, maintain a log of regulatory interactions, and prepare for meetings and inspections with the FCA and other authorities Engage with internal teams to respond to compliance-related requests and regulatory inquiries, ensuring cross-functional alignment Work closely with the 1LOD to remediate regulatory oversight findings and enhance controls Identify, assess, and monitor regulatory risks, ensuring appropriate mitigation measures are in place Support internal a ... (truncated, view full listing at source)