Risk Advisory Manager

ABOUT TIDE At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly Over $300 million raised in funding Over 2,500 Tideans globally - we’re diversity champions! We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg. ABOUT THE TEAM Partner Credit Service UK (PCS UK) is an online Commercial Finance Broker. Working with a large panel of lenders, we facilitate funding for Small Businesses. We operate under the brand ‘Funding Options by Tide’. Funding Options has been part of Tide since 2023. The Sales Teams within PCS UK deal with lead flow (applications) from small businesses across the UK who are looking for finance, via multiple acquisition channels. They engage with customers, understand their needs and then work with our panel of lenders to source lending solutions for them This role is for a Risk Advisory Manager to manage and monitor key regulatory and commercial risks within the Sales function The role reports into the Sales Performance Lead. The Sales Performance Lead is responsible for ensuring that the sales team operates to a high standard (that of a high performing sales organisation) across KPIs and KRIs. Ultimately, our collective aspiration and expectation is that every customer receives a 5 Star experience regardless of outcome ABOUT THE ROLE This is a great opportunity to join a growing team covering the UK that is part of the broader, global Partner Credit Services business. Partner Credit Services also operates in India, Germany and France with another European market in scope for late 2026. PCS UK is a growing team and this is a brand new role that reflects the point of growth we have reached. We now require a dedicated risk specialist to support the business in identifying and understanding key risks as part of day-to-day operations, helping teams make informed decisions as we continue to scale. As a Risk Advisory Manager, you will act as an embedded risk adviser within the business, supporting Partner Credit Services teams in applying relevant elements of the Operational Risk Framework in practice across Regulatory and Commercial risk areas. You will work closely with Product, Sales, and Operations to help translate policies, standards, and risk requirements set by Tide’s 2LoD Risk Compliance teams into practical, workable processes, supporting consistent and effective implementation across the business. This role sits within the business, i.e. 1LoD, and focuses on advising, enabling, and supporting teams in understanding regulatory risks and compliance expectations as part of product design and day-to-day delivery, helping ensure these are considered early and applied effectively in practice. WHAT YOU'LL BE DOING Support the UK Sales Team in understanding and applying internal policies and risk frameworks in their day-to-day activities, providing guidance on how requirements should be implemented in practice. Work closely with PCS UK leadership to support understanding of key controls, including control design and implementation within the busin ... (truncated, view full listing at source)