Senior Analyst, Analytics(AML)

ABOUT TIDE At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly Over $300 million raised in funding Over 2,500 Tideans globally - we’re diversity champions! We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg. ABOUT THE ROLE As a Senior Analyst, you will be a key technical and statistical designer of Tide's AML monitoring controls, making your role crucial to achieving our strategic goals. You will be at the forefront of our mission to move towards more sophisticated, behavior-based monitoring and to implement advanced optimization and segmentation across our systems. Your work will directly strengthen our detection capabilities and ensure our AML framework is effective, efficient, and scalable. WHAT WE ARE LOOKING FOR We are seeking a highly analytical and technically skilled individual to be a key technical and statistical designer of Tide's AML monitoring controls. As a pivotal member of our Model Development Optimization function, you will directly contribute to our strategic mission of evolving from simple transaction alerts to sophisticated, behavior-based monitoring. Ideal candidate will have: A minimum of 4 years of experience in a data analytics function, with a strong preference for roles within financial crime or risk management function. High level of proficiency in SQL and Python, with extensive hands-on experience using libraries like Pandas and Spark to build, validate, and optimize complex models from large datasets. Demonstrable experience applying optimization algorithms and statistical methods to solve real-world problems, such as balancing model precision and recall or managing alert volumes. The proven ability to translate abstract concepts, such as emerging money laundering typologies or risk policies, into concrete, data-driven monitoring logic. A strong understanding of the principles behind financial crime regulatory frameworks and their practical application in the design of transaction monitoring systems. Exceptional communication skills, with a proven ability to explain complex technical and statistical concepts (like model design and optimizing trade-offs) to both technical and non-technical stakeholders. Our Tech Stack: SQL Python Libraries like Pandas, NumPy and Spark/ PySpark WHAT YOU’LL GET IN RETURN: Competitive Compensation - competitive salary and share options Time Off – Generous annual leave on top of bank holidays. Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey. Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide. Health Insurance – Private family insurance with additional OPD coverage and top-up options. Life Accident Cover – Comprehensive accidental and life insurance protection. Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops. Volunteering Development Days – Paid days annually for volunteering or personal growth. Learning Development – Annual budget for books, courses, coaching, an ... (truncated, view full listing at source)