Principal Software Engineer

Mastercard
Pune, IndiaPosted 2 April 2026

Job Description

Our Purpose Mastercard powers economies and empowers people in 200 countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Principal Software Engineer Overview The Loyalty Rewards & Segments program is looking for a Principal Software Engineer to drive the solutions to enable our customers to optimize their loyalty programs from beginning to end. We build and manage global solutions that enable merchants and issuers to offer points, miles, or cashback benefits seamlessly to their cardholders. Customers are able to build and implement custom promotions using our sophisticated rules engine to target spend categories or target increasing engagement with cardholders. The ideal candidate is passionate about the technology, proven records of architecture, design, and implementation of large-scale distributed systems including Big Data technologies. Role The Principal Software Engineer will be responsible for leading the solution design and architectuing system with high level of innovation, cost effectiveness, high quality and faster time to market. This position interacts with product managers, product implementation team, engineering leaders, software developers and business operations on the definition and delivery of highly scalable and secure solutions. The role includes: •Develop overall strategic technical plan and create architecture proposals based on identified solution gaps. As recognized subject matter expert, lead planning, design and implementation of technical solutions. Create solution definition and solution architecture. Assist Management in Business Case Development and Scenario Planning leading to an effective decision making process. Make presentations to the Management, Business Owners and other Stakeholders. •Assist in examining commercially available and forthcoming industry technologies related to area of expertise. Research on current and upcoming technologies and application appropriate frameworks and provide recommendations to Management. Perform PoCs (Proof of Concept) and help Department in the selection of Technology. Proactively create and maintain solution and technology road maps. •Partner with Project Managers in implementation of processes per the evolving needs of the team and the solutions. Create detailed cost and time estimates for implementing business solutions, define technical scope and requirements of the project and assist project manager with managing scope during the lifecycle of the project. Identify Quality methodology and define Quality Metrics for the Team. Define and Lead Quality Assurance and Quality Control processes in the department. Assist in vendor selection and RFI/RFP process. • Perform Quality Inspections and Walkthroughs through out the SDLC including Requirements Review, Architecture Review, Design Review, Code Review and Security Review to ensure compliance with MasterCard standards. Co-ordinate offshore development and manage day to day activities. Support collection and reporting of project and software metrics. Actively look for opportunities to enhance standards and improve process efficiency. Mentor and guide other team members during all phases of the SDLC. •Lead and guide team through all phases of the SDLC of an application. Successfully lead production incident and problem management, identification of root cause and remediation of the problems. Mentor, coach and assist project team members. Provide Brownbag sessions on new and upcoming technologies, methodologies and frameworks. Provide technical training to the team. Assist with selection of technical r ... (truncated, view full listing at source)
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