Principal Product Manager, Expansion and Rating Intelligence

Principal Product Manager, Expansion and Rating Intelligence Location: Austin, TX Employment Type: Full-time, In-Office Department: Engineering / Product Salary: $180K – $220K annually + equity in the company We’re hiring a Principal Product Manager to lead our insurance appetite expansion and rating sophistication through technology. This is a full-time, in-office position based in Austin, TX. Note: this is a software product management role. If you’re interested in architecting insurance solutions, please see open roles under our Actuarial & Insurance Product. THE ROLE We’re hiring a Principal Product Manager to own Steadily’s experience for profitable appetite expansion and pricing intelligence. This team’s mission is to drive actuarial and rating sophistication so that our attritional and catastrophic loss ratios stay below target, while simultaneously unlocking net new premium growth by building insurance products that landlords and agents actually want to buy. This is the team that implements what risks Steadily says yes to and at what price. You’ll translate complex workflows into software that makes appetite expansion fast, accurate, and repeatable. The work is highly consequential. Whether expanding into a new state, launching a new coverage, or onboarding a new carrier, it all runs through this team. This is a senior, high-ownership IC role. You’ll partner closely with Insurance Product, Actuarial, Compliance, Claims, and our Executive Leadership team to set direction and ship. Your work directly influences Steadily’s ability to generate net new revenue from risks previously outside appetite while keeping our portfolio loss ratio within target. WHAT YOU'LL DO: Own appetite expansion end-to-end. You’ll own the technical product roadmap for bringing new risk categories to market, ranging from geographic expansion to launching new products. That means working closely with our Insurance Product and Actuarial teams to build a product customers actually want. Build the platform that makes expansion repeatable. Each appetite expansion is a one-time win. The real leverage is in building the systems for rates, forms, coverages, and more that make future expansions faster and less dependent on bespoke engineering effort. Enable intelligent risk tiering. Work with Actuarial to ensure that every new product is priced and segmented appropriately. Your goal is insurance product-market fit: offerings that landlords want to buy and that we can profitably write at scale. Bridge product and compliance. New insurance products require state-level compliance review. You’ll work closely with Compliance to ensure form language, attachment logic, and state filings are accounted for in how you scope and sequence product work. The goal is to simplify the complex. Prioritize relentlessly. There are far more interesting problems to solve than you’ll have time to tackle. You’ll use business impact, regulatory readiness, and engineering capacity to sequence the work, and ruthlessly cut what doesn’t move the needle. WHAT YOU’LL BRING: Experienced: This isn’t your first rodeo. There’s no specific requirement on years, but we expect you to ramp up quickly. You know how to balance speed and quality, making thoughtful trade-offs to solve problems effectively. You’ll have a leg up if you’ve worked at insurance companies or insurtechs before. Builder: You’ve been a builder before, not just a planner. You’ve taken ideas from inception to launch over and over. You’re heavily biased towards action. Comfortable with complexity: Insurance products with its forms, rates, coverage logic, carrier configuration, and more are inherently complex and deeply interdependent. You don’t shy away from that. You learn the domain deeply, ask the right questions, and turn ambiguity into clear product requirements. Analytically sharp: You’re at home in a world of data. You don’t need to be an actuary, but you need to be able to sit in a room with one and f ... (truncated, view full listing at source)