Banking Operations Associate - Treasury Operations

About the Opportunity We are looking for a Treasury Operations Associate to serve as a senior subject matter expert within our Treasury Back Office function. This is a high-impact role at the intersection of Capital Markets, Operational Risk, and Regulatory Compliance, responsible for driving the integrity of our post trade environment and shaping the operational framework for N26. The Associate will take ownership of critical processes, lead cross-functional workstreams and act as a key escalation point for both internal and external stakeholders. In this role, you will Act as an SME providing control and oversight for Post Trade Execution integrity, specifically focusing on: Monitoring the quality and adherence of Trade Settlement and Execution processes. Enforcing Trade Controls and internal policy adherence across the function. Upon request, act as contact and subject matter expert for communication with external providers and internal stakeholders. Identifying opportunities for process standardization and automation to scale the Treasury Back Office function efficiently. Participate in initiatives and projects related to settlement / securities lending, preparing the team for new product launches. Actively support internal and external audit requirements pertaining to Treasury Operations by timely preparation and submission of necessary documentation, ensuring effective evidence of operational controls and compliance. Provide critical analytical input and process context to the Reporting team to ensure the accuracy and timely submission of all mandated regulatory and management reports. Mentor and upskill junior team members through structured knowledge sharing on the trade lifecycle, operational controls, regulatory requirements, and systems usage, supporting the development of a resilient and scalable Treasury Operations function. What you need to be successful 5+ years of experience in Treasury, Securities Back Office, or Capital Markets Operations, with a proven track record of progressive responsibility and ownership in a regulated financial institution or Fintech environment. Good knowledge of the full trade lifecycle, from execution through settlement and post trade reconciliation including regulatory frameworks governing these processes (e.g., MaRisk BTO 2.2, MiFIR). Demonstrated expertise in regulatory reporting with the ability to design, review, and improve reporting controls and documentation standards. Proven experience maintaining data quality frameworks, managing master data, and resolving complex interface issues across systems. Exceptional stakeholder management capability and comfortable communicating as the operational voice across various internal functions (Compliance, Technology, Front Office, Finance) as well as external partners (Regulators, Banks, Custodians, Auditors). Demonstrated ability to lead process improvement initiatives, translating operational insight into scalable solutions. Experience with systems such as ServiceNow, Bloomberg, or similar trade and settlement platforms is a strong advantage. Relevant professional qualifications, such CISI - International Operations Certificate (IOC) or ICMA - Operations Certificate Programme (OCP) or something similar are a plus. Professional-level fluency in English (written and verbal) is required to collaborate with our diverse, global teams. Fluency in German is a strong plus, particularly for navigating local regulatory landscapes and BaFin-related documentation. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Vacation day ... (truncated, view full listing at source)