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Credit Analytics - Analyst/Senior Analyst Bengaluru Or GurugramONGPL – Credit Analytics /Permanent - Full Time /Hybrid APPLY FOR THIS JOB At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while driving economic growth in the markets we serve. Job Responsibilities: Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others Conducting detailed analysis of loan opportunities across various sectors in different geographies Conducting sensitivity analysis on projections – for stress testing on loans for serviceability Identifying deal specific covenants which can act as early warning signals while monitoring loans. Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment. Detailed industry/market studies to understand operating environment of borrower. Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc. Desired Skills: Experience range - 0-1 years of relevant experience Strong financial analysis – thorough understanding of accounting / financial concepts Ability to draft credit reports. Strong communication skills – interacting with Debt Directors, clients & other stakeholders. Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner. Hands on attitude, willing/capable to understand the big picture. Ability to succeed in a culture where change and speed are part of daily work. MBA/PGDM/CA/CFA from a reputed institute We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us. APPLY FOR THIS JOB OakNorth Home Page Jobs powered by