Principal Software Engineer
MastercardPune, IndiaPosted 22 March 2026
Job Description
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Principal Software Engineer Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Services Access program is Mastercard’s platform for unlocking seamless access to value-added services across all transaction types—switched, non-switched, on-us, and non-Mastercard branded. Transaction Services Interface enables access integration, parallel fulfilment, and service aggregation for switched transactions. Role: Overview • Responsible for the analysis, design, development and delivery of software solutions • Defines requirements for new applications and customizations, adhering to standards, processes and best practices Responsibilities • Work on complex enterprise-wide initiatives spanning multiple services/programs and drives resolution • Work with business/product owners to architect and deliver on new services to introduce new products and bundles • Drive the architectural design, including dependent services, service interactions, and policies • Take ownership to improve the customer experience of an entire set of services/applications sold as products or bundled services • Contribute and lead Guild initiatives by engaging and mentoring Engineers at all levels to improve the craftmanship of Software Engineering • Simplify and improve the cost/benefit of a function/service/architecture strategy • Apply judgment and experience to balance trade-offs between competing interests • Venture beyond comfort zone to take on assignments across different areas of Software Engineering • Take on organization-wide and public speaking engagements and publishes white papers and blogs on relevant and emerging technical topics • Consult across teams and across organization lines to identify synergies and reuse opportunities • Participate and contribute to Principal review architecture meetings and drive resolutions to enterprise-wide challenges and regulatory needs • Write recommendations for job promotions based on an unbiased view of one's accomplishments • Conduct technical interviews for hiring engineering staff and raising the performance bar • Identify and raise awareness to Silo-ed behaviors within the organization and teams About You: • Progressively grown career with proven design and development experiences in multiple languages, secure coding standards (e.g., OWASP, CWE, SEI CERT), and vulnerability management. • Understands internals of operating systems (Windows, Linux, Mainframe) to write interoperable and performant code. • Has skills to develop and evangelize on reference architecture and run principles to help teams adopt Engineering Principles from the start (poison pill, active/active/active, auto-scaling, self-healing, others) • Understands use cases for advanced design patterns (e.g., service-to-worker, MVC, API gateway, intercepting filter, dependency injection, lazy load ... (truncated, view full listing at source)
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