Insurance Risk & Strategy

Insurance Risk & Strategy YOU. BETTER. WITH ALAN. Alan is building a vertically integrated health partner that unites insurance and smart healthcare delivery into one seamless system. Our vision is to make prevention the new norm of care for all. Our mission: Help people live in good health to 100 while helping employers feel proud, turning health benefits from a cost centre into their most valuable investment. By connecting all aspects of care (private, public, and direct to consumer) we create the most member-centric healthcare experience, reducing claims costs while generating new monetization opportunities. We partner with tens of thousands of companies across France 🇫🇷, Spain 🇪🇸, Belgium 🇧🇪, and Canada 🇨🇦, serving over a million members. HOW WE WORK: OUR LEADERSHIP PRINCIPLES - Mission is the Boss — We think long-term and are methodical optimists who take risks, seeking our mission's success above all else. - Distributed Ownership — Accountable enlightened despots: everyone owns their decisions and results. - Radical Transparency — All information is accessible and written-first, so everyone can make the best decisions asynchronously. - Always Growing — Direct, positive, and caring feedback, combined with self-growth ownership. ⭐️ THE INSURANCE TEAM ⭐️ Being part of Alan's insurance community is a great opportunity to have a significant impact on people's health and wellbeing in our multiple countries of operation. - We are at the heart of Alan’s mission, bringing to the team our technical leadership and expertise on healthcare and death & disability insurance. - We work hand in hand with our data scientists, designers, engineers and product managers to build the most differentiating products and provide a delightful experience at a fair price. - We build and manage offers for large companies and public institutions with our sales and account management teams. - We make sure our portfolio is closely monitored and risks are effectively managed. - We also manage our capital, steer our reinsurance strategy and maintain a trusting relationship with our insurance regulators. ⭐️ YOUR ROLE ⭐️ ️ As Alan’s Risk Expert, you will be in charge of providing Alan with automated and scalable risk assessment tools: - Risk modeling - You will be in charge of strengthening and automating the building our Solvency 2 balance sheet and capital requirements projections, covering both health, death and disability business lines - You will model new risks when they arise (new insurance products, branches, international, investment etc.) - You will challenge our risk appetite, propose new relevant risk metrics and build tools to monitor them - You will support the board meetings preparation and communication with investors regarding capital evolution and market risks - Regulatory - You will scale and automate the production of our regulatory quantitative reporting and contribute to our narrative (SFCR, RSR) and ORSA reports - You will support our discussions with supervisors - You will assist the assessment of international opportunities and help prepare the opening of new countries - Capital management - You will make proposals to improve our capital management in the 4 countries Alan is present - You will manage our reinsurance strategy, to find an optimum between solvency and profitability, negotiating with reinsurance partners, and analyze reinsurance reporting - Team Growth - You will create processes and resources to strengthen the team’s ability to understand our risk and capital constraints - You will support the identification and hiring of new talents for the Insurance and Risk teams. ⭐️ IS IT YOU WE’RE LOOKING FOR? ⭐️ You would thrive in this role if you: - Have a first experience of the Solvency 2 regulatory framework, especially for S2 accounting, with knowledge of Health, Life and Market risks as a bonus - Are fluent in English and in French for regulatory interactions - Possess excelle ... (truncated, view full listing at source)